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Fixed Deposit

Our company accepts monies placed in fixed deposits from the governments, statutory bodies, corporations, associations, co-operatives, societies, other body-corporates as well as private individuals.

We offer attractive interest rates to our depositors. Our rates shown below are effective from 3rd April, 2018.

TenureTier 1
Nominal Interest
Rate (% p.a.)
TenureTier 2
Nominal Interest
Rate (% p.a.)
1 month3.151 month2.90
2 months3.152 months2.90
3 months3.203 months2.95
4 months3.204 months2.95
5 months3.205 months2.95
6 months3.256 months3.00
7 months3.257 months3.00
8 months3.258 months3.00
9 months3.309 months3.05
10 months3.3010 months3.05
11 months3.3011 months3.05
12 months3.3512 months3.10
>12 months3.35>12 months3.10

* Deposits for Tenure other than as listed may be accepted subject to confirmation from our Company’s Management


(1) Tier 1 is applicable to deposits from individual member of the public and staff only.

(2) Tier 2 is applicable to deposits from shareholders, financial institutions, corporations, political parties, associations, clubs, societies, religious organizations, schools and all other depositors.

Frequently Asked Questions

Yes, subject to any currency and other restriction imposed by the Government from time to time. Deposit interest shall, however, be subjected to withholding tax.

Depositors shall be required to complete signature specimen card and certain other documents available at our offices and place an initial deposit of at least RM500 (RM5,000 for 1 month deposit). Depositors other than individuals shall need to provide proof of authority for deposit placement, e.g. board resolution for company.

For deposits with tenure below 12 months, interest is paid upon maturity. For deposits above 12 months, interest is paid half yearly.

Yes, senior citizens who are aged 55 and above at the time of placement of the fixed deposit will be given 0.25% above the board rate for the appropriate tenure.

No, due to recent changes in banking industry practices, we would only accept the cheque if the cheque is issued to Borneo Housing Mortgage Finance Bhd. (Applicable to Kuching Branch only).

Any Inquiry? Let's Talk.

We welcome any and all suggestions, so leave us a comment and we will get back to you.

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