Loan Facility for Residential Properties (Individual or Corporate)
For general public or corporate (Malaysian)
Maximum Loan
90% + 5% (Subject to Market Value or Selling Price (as per Sales & Purchase Agreement)).
Maximum Repayment Period
Up to 40 years tenure or borrower’s age of 70 years, whichever comes earlier.
Interest Rate (monthly rest)
For properties up to RM350,000.00 of selling price (AHLP)
Interest Rate (Multi-Tier)
- 1st year – 4.50% p.a.
- 2nd to 3rd year – 5.25% p.a.
- 4th to 5th year – 5.25% p.a. (depending on conduct of account)
- Thereafter – 6.50%
For properties RM350,001.00 and above of selling price (SHLP)
Interest Rate (Multi-Tier)
- 1st to 3rd year – 5.00% p.a.
- 4th to 5th year – 5.00% p.a. (depending on conduct of account)
- Thereafter – 6.75% p.a.
* The Company reserves the right to vary the above information, terms & conditions from time to time without assigning any reason whatsoever.